Financial Insight

Assumable home loans can sometimes result in lower interest rates, but you have to know where to look in order to find them.

Understanding how fund classes differ can help you reduce investment fees and keep more of what you invest.

Tax-loss harvesting is an important investing strategy that can help reduce the amount you owe the IRS at year’s end.

Choosing the right IRA for your situation can make a big impact on how much money you’ll actually be able to spend in retirement.

If you’re worried about a non-spouse heir having to liquidate your IRA and face a big tax bill, a CRUT just might be the solution.

They may not be exciting, but low-cost index funds have some big advantages over their hand-picked counterparts.

Adjustable-rate mortgages sometimes get a bad rap, but there are certain scenarios when they just might represent your best option as a home buyer.

Even without a job, options like the health care Marketplace and Medicaid can put affordable medical insurance within your reach.

Maximizing contributions and investing your money can turn a health savings account into a powerful retirement savings tool.

The “spend down” provision lets people with excess income qualify for Medicaid, which can make it a lot easier to afford long-term care.

Calculating your life insurance coverage based on your family’s actual expenses and income gaps will get them the protection they need.

Learning the most important life insurance terms can help you get the right coverage at an affordable price.

Life is full of change, so clinging to the same life insurance coverage over the years might not make a lot of sense.

Holding multiple term policies with staggered end dates can help match your life insurance coverage to your family’s changing needs.

Health insurance might seem like a luxury when you’re without a paycheck, but these alternatives can help put coverage within your reach.

Whole life insurance helps protect your family while enabling you to build savings, but it comes with one major downside.

Learning basic health insurance jargon can help you become a smarter shopper and snag the best coverage for your budget.

Knowing what to look for in a homeowners insurance policy can save you from costly repairs and replacements, without breaking your budget.