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Financial Insight


5 Numbers that Reveal Your Financial Health
These basic metrics can help you size up your financial wellbeing and identify areas where you need improvement.
4 min read


4 Factors to Look for in a Mutual Fund
Knowing what to look for in a mutual fund can help you boost your return and make it easier to achieve your long-term goals.
4 min read


Thematic Investing: Is Betting on Big Ideas a Smart Move?
Thematic investing involves betting on big ideas that have the potential to shape the worldwide economy, but you need to be careful with your approach.
5 min read


How to Make the Most of Employee Stock Options
Using your stock options effectively can make them a potentially lucrative form of compensation.
5 min read


Is a Float-Down Rate Lock for Your Mortgage Worth It?
For some home buyers, locking in a mortgage rate before closing can help save a big pile of cash in the long run.
4 min read


5 Ways to Save on Homeowners Insurance
A few simple moves can help deliver substantial savings when you’re shopping for a homeowners insurance policy.
3 min read


A Beginner's Guide to Buying Homeowners Insurance
Knowing what to look for in a homeowners insurance policy can save you from costly repairs and replacements, without breaking your budget.
6 min read


The 8 Steps of the Mortgage Application Process
Here’s what you can expect when you buy a home for the first time—and how to make a sometimes mystifying experience go more smoothly.
5 min read


What's the difference between FHA vs PMI?
Choosing between an FHA loan or a conventional mortgage with PMI can make a significant difference when it comes to your long-term borrowing costs.
6 min read


Key Homeowners Insurance Terms
Knowing important homeowners insurance terminology can help you compare policies confidently and avoid costly coverage gaps.
4 min read


10 Ways to Reduce Taxes on Your Brokerage Account
Lowering the amount of taxes you pay on your investment assets involves a mix of strategies.
4 min read


7 Smart Ways to Use Your Year-end Bonus
With a few smart moves, you can enjoy your annual bonus while still making real progress toward your long-term goals.
3 min read


Are Assumable Mortgages the Way to Beat High Interest Rates?
Assumable home loans can sometimes result in lower interest rates, but you have to know where to look in order to find them.
5 min read


What are Share ‘Classes' for Mutual Funds?
Understanding how fund classes differ can help you reduce investment fees and keep more of what you invest.
4 min read


What is Tax-Loss Harvesting?
Tax-loss harvesting is an important investing strategy that can help reduce the amount you owe the IRS at year’s end.
3 min read


Traditional or Roth? Understanding IRAs
Choosing the right IRA for your situation can make a big impact on how much money you’ll actually be able to spend in retirement.
4 min read


A Workaround for the 10-year IRA Rule? Meet the CRUT.
If you’re worried about a non-spouse heir having to liquidate your IRA and face a big tax bill, a CRUT just might be the solution.
3 min read


A Beginner's Guide to Index Investing
They may not be exciting, but low-cost index funds have some big advantages over their hand-picked counterparts.
4 min read


When an Adjustable-Rate Mortgage Can be a Smart Move
Adjustable-rate mortgages sometimes get a bad rap, but there are certain scenarios when they just might represent your best option as a home buyer.
4 min read


No Employer Health Plan? Find Affordable Coverage
Even without a job, options like the health care Marketplace and Medicaid can put affordable medical insurance within your reach.
3 min read
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